Terms and Conditions



Terms of Service and Use Agreement

READ THIS TERMS OF SERVICE AND USE AGREEMENT BEFORE GETTING JOHO9.INFO.


Welcome to JOHO9.INFO (referred to as 'JOHO9.INFO', 'Web site', 'site', 'we', 'us', or 'our'). Access to and use of the web site is supplied subject to these terms and conditions:


PLEASE READ THIS TERMS OF SERVICE AND USE AGREEMENT ('DEAL') CAREFULLY. YOUR USE OF THIS WEBSITE, THE SERVICES AND PRODUCTS PROVIDED THROUGH OR IN CONNECTION WITH JOHO9.INFO CONSTITUTES ACCEPTANCE OF THIS AGREEMENT.


IN THE EVENT YOU DO NOT AGREE TO THE ALL TERMS AND CONDITIONS OF THIS AGREEMENT, YOU NEED TO IMMEDIATELY DISCONTINUE ALL USE OF THE WEB SITE OR THESE PRODUCTS AND SERVICES.

We hold the right, anytime, to change, change, or update the terms and conditions of the Agreement without prior notice. Modifications shall become effective immediately upon being posted at on this web site. Your continuing use of the Service after changes are posted constitutes an acknowledgement and acceptance of its own adjustments and the Arrangement. This Agreement may well not be amended, except as provided in this paragraph.


1. NATURE OF WEBSITE; APPROVAL TO BE REACHED.

JOHO9.INFO and its own affiliates, business associates, as well as /or licensors supply a service which allows one to input your information once and receive estimates or calls from one or more individuals/organizations. You understand and agree that when you request a product or service, for example a loan, or another service regarding finance offered via the Service, JOHO9.INFO will share your information with specific business associates and/or unrelated third-party businesses to process and fulfill your request.


You understand that JOHO9.INFO company associates and unrelated third-party companies may maintain the information you submitted to JOHO9.INFO whether you opt to work with their services or not. In case you no more need to receive communications from this type of company, you consent to notify them directly.


2. SIGNIFICANT INFORMATION.

JOHO9.INFO does not supply any kind of loan, lending, bank card services, or financial services or advice. JOHO9.INFO, and its particular affiliates, business associates, and/or licensors help you find unrelated third-party financial businesses and service providers. JOHO9.INFO makes no representations or guarantees concerning the qualifications or performance of these third-party businesses. The information and locator services provided by JOHO9.INFO may not be appropriate for your needs. Each service provider has its own qualification requirements, terms and conditions, and fees for their services. Not absolutely all services are supplied in all states.



3. USER OBLIGATIONS.

In case you supply any false, erroneous, untrue, or incomplete information, JOHO9.INFO holds the privilege to terminate your access and application of the Web site. Additionally, you consent to abide by all appropriate local, state, national, and international laws and regulations with respect to your own use of the Web site and consent not to interfere together with the use and enjoyment of the Web site by other users and JOHO9.INFO's operation or direction of the Web site. Also, you agree not to impersonate some other individual or entity, whether actual or fictitious, including impersonating an employee or representative of JOHO9.INFO, when applying this Web site.


4. DISCLAIMER REGARDING CORRECTNESS OF THIRD PARTY INFORMATION.


JOHO9.INFO makes no guarantees or representations whatsoever with regard to any product or service supplied or offered by any third-party business, and you also acknowledge that any reliance on representations and guarantees provided by any third-party business shall be at your personal risk.


5. INTELLECTUAL AND pROPRIETARY PROPERTY RIGHTS.

All programs, applications, products, tips, instruction manual, and tips contained on or available through the Web site, unless otherwise indicated, are protected legally including, although not limited to, United States copyright, trade secret, patent, and trademark law, as well as other state, national, and international laws and regulations. Except as expressly provided herein, JOHO9.INFO doesn't give any express or implied right to you or every other individual under any intellectual or proprietary rights. So, unauthorized use of the Web site may violate intellectual property or another proprietary rights laws along with some other laws, regulations, and legislative acts.


This Web site is Copyright ' 2015 Zero Parallel LLC and/or its licensors. All rights reserved. Any applications as well as other downloadable or printable programs, tips, video or materials available by means of this Web site and all copyrights, trade secrets, and know-how related thereto, unless otherwise indicated, are owned by JOHO9.INFO.


Zero Parallel, LLC. provides this Web site This Agreement provides you, a User, using a personal, revocable, limited, non-exclusive, nontransferable license to make use of this Web site conditioned on your continued compliance with the terms and conditions with this Agreement. You may print and download data and materials from this Web site only for your personal use, provided that all hard copies contain all copyright along with other applicable notices contained in such materials and advice. This Agreement is a license rather than an assignment or deal. Any rights granted hereby are licensed and never sold or otherwise transferred to you personally.


6. ENFORCING SECURITY ON THE WEBSITE.

Actual or attempted unauthorized use of the Web site may result in criminal and civil prosecution. JOHO9.INFO allows the right to view, monitor, and record activity on the Web site without notice or permission from you. Any information obtained by monitoring, reviewing, or recording is subject to review by law enforcement organizations in connection with prosecution or investigation of possible unlawful activity on the Web site.


7.

You acknowledge, accept and agree that JOHO9.INFO may obtain, preserve, and disclose the information we gather about you if required to do so by law or in good faith belief that such access preservation or disclosure is reasonably necessary to: (i) comply with legal process and respond to governmental investigations; (ii) enforce the Agreement; (iii) respond to claims that any information, services, or content violated the rights of the third parties; (iv) respond to your own requests for customer service; or (v) protect the rights, property, or personal safety of JOHO9.INFO, its users and also the general public.


GRAMM-LEACH-BLILEY ACT NOTICE

By submitting your nonpublic personal info on the Website and acknowledging that you have finished reading this Privacy Policy, you expressly grant Business permission to reveal your information (including but not limited to your own name, date of birth, telephone number, mailing and home address, zip code, email address, social security number, bank account information, financial information, employment information, and driver's license number and state of issuance) to specific third-party service providers for the single goal of verifying and authentication such advice. Such service providers are prohibited from further disclosing your information, and such activity WOn't impact your credit score.


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