Privacy Policy



At Cashline Loans your privacy is essential to us. This Privacy Policy describes the information we gather and how we use that information and is relevant if you're a present or former customer, or for those who have applied with Cashline Loans. This Privacy Policy is effective as of January 1, 2007 and applies to both present and former customers of Loans that are Cashline.



PROTECTING THE PRIVACY OF CUSTOMER INFO

We are committed to protecting your privacy and to applying technology that gives you the most powerful and safe on-line experience. We maintain physical, electronic, and procedural safeguards that comply with federal standards to transmit and store information about you. We are always assessing new advances in methods and security technology to give you the perfect protection for information about you. Furthermore, we permit only authorized employees who've a job-specific goal and therefore are trained in the appropriate handling of consumer info to gain access to your own information.



  • INFORMATION WE COLLECT ABOUT YOU

  • We collect 'nonpublic personal tips' about you

  • * Information you provide through online forms, registration forms, surveys, and

  • or other entries, including your name, address, drivers' license number or other



Authorities issued photo ID, social security number, email addresses, assets and



  • income;

  • * Non-personally identifiable info such as, website http headers (home

  • Server IP address domain names, form of client computer, and kind of Web

  • browser);

  • * The e-mail addresses of visitors that communicate with us via e mails;



* Information about your transactions with us, our affiliates or others, such as



  • payment history and loan balances;

  • * Information we receive from third parties, for example consumer reporting services

  • And other lenders, credit history and regarding creditworthiness.

  • EXACTLY HOW WE USE INFORMATION WE COLLECT



The information we gather about you is primarily used to provide you with services and contact you regarding administrative notices. We might also use your info to work out disputes, troubleshoot problems, and enforce our agreements with you, including our Terms and Conditions, Application Arrangement, Loan Agreement, and this Privacy Policy.



We might thus use your contact information to send you information about our company and promotional material from our associates. We might also use your personal, demographic and profile data to improve our website, for statistical analysis, for promotional and advertising functions, and for editorial or feedback purposes for our advertisers. Information collected by us might be added to our databases and used for future e mails or postal mailings regarding site updates, new services and products, coming events, as well as /or status of orders placed online.



We hold the right to share, lease, sell, or otherwise disclose data we collect to our affiliates, in addition to to non-affiliated third parties, including but not limited to magazine publishers, retailers, and direct marketers.



personal information with them as a way to satisfy the services you've requested.



    * We use certain non-affiliated third parties and we share


    nonpublic personal information with them as a way to satisfy the services you have



    requested. * We may disclose we

    Have a servicing and marketing arrangement for example banks and our affiliates.



    CONTACT PREFERENCES



You are able to express a preference for receiving phone and email contacts. Particularly, we call to remind you about forthcoming payments or might send you email regarding our service from time to time. In case you don't want to receive these e-mails or phone calls, just logon to your own account on JOHO9.INFO and 'opt-outside' of this service on the Change Account Settings page. You may also contact JOHO9.INFO Customer Service at to change your contact preferences. By electing to opt-out of receiving contacts by mail, phone, or email, you will not receive updates on new merchandise info or special offers.



Notwithstanding the preceding, we might send out periodic e-mails informing you of technical service issues related to a service you requested. As they may be considered an essential portion of the service you've requested, you will not be able to select to unsubscribe from these mailings.



PRECISION OF YOUR ACCOUNT INFO

In keeping with reasonable industry standards we have established processes to ensure that your financial info is accurate, current and complete. We always attempt to keep complete and accurate details about your accounts as well as you. In case you ever believe that our records contain inaccurate or incomplete details about you, please notify us. We shall investigate your concerns and correct any information we decide to be incorrect.


Your info might change on your own application on the internet by selecting 'Update Info.' and logging into the website



CHANGES TO THIS PRIVACY POLICY

Because conditions and technologies change, we reserve the right to change this policy at any given time by posting the changes online at our website or by notifying you of location and the existence of the new or revised privacy policy.



ADDITIONAL SECURITY PRECAUTIONS

In addition you have an important part in protecting your information. No one can see or edit your personal information without knowing your login info,; don't share this with others. If you utilize this website you're responsible for preserving the privacy of your account and restricting access to your own computer. You consent to accept responsibility for many activities that occur under your account and password.



'COOKIE' POLICY

To ensure we're publishing content customers need and want JOHO9.INFO collects aggregated site visitation statistics using cookies. We do not track people' use of the internet site. When someone sees the internet site, a cookie is put on the customer's machine (in the event the client accepts cookies). If you select to not have your browser accept cookies in the JOHO9.INFO web site, you will not manage to subscribe to the service offerings on the website.



CREDIT REPORTING DISCLOSURE

We might report details about your account to credit bureaus. Late payments, missed payments, or alternative defaults in your account could be reflected in your credit report.



NOTICE TO RESIDENTS IN MOST STATES

In the event that you wish to 'opt-outside' of disclosure of information with affiliates and nonaffiliated third party firms or financial institutions performing marketing services on our behalf or with whom we have joint marketing agreements (other than as allowed by law) to log into your account, visit the Change Account Settings page and state your info sharing and contact preferences.



By electing to opt-out of information sharing you WOn't receive updates on new products, services, or special offers. We might still send out regular e-mails informing you of technical service issues related to a service you requested. As they may be considered an essential portion of the service you've requested, you will not be able to select to unsubscribe from these mailings.



KIDS AND ALSO THE INTERNET

We respect the privacy of your young ones, and we comply using the Children's Online Privacy Protection Act ('COPPA'). We do not knowingly collect or retain personally identifiable info from consumers underneath the age of thirteen (13). You has to be at least eighteen (18) years old to obtain services from us.



California Residents

If you're a California resident, you've got the right to receive: a) information identifying any third party company(ies) to whom we might have disclosed, within the past calendar year, personal information pertaining to you personally as well as your family for the company's provision of services or advertising purposes; and b) a description of the types of personal information disclosed. To obtain such information you should make a request. Your request must include your name registration (email address), the website name you seen and a return address or it WOn't be processed. We WOn't honor such requests more than once. Requests made via email will never be accepted. Please send your request to the address given below.



  • WHO DO YOU CONTACT WITH QUESTIONS?

  • CashLine Loans

  • Attn: Privacy Policeman




15182 GoldenWest Street Suite 111 or


or


Sending us an email at: JOHO9.INFO


In case you wish to opt from the disclosure of your non-public information, you might do this by using any of the following approaches:



1) Complete the Opt Out Education Form below as appropriate and return the form to us at this address:



  • Cashline Loans, Attn.:

  • Please don't forget to include within your communication the next information to enable us to process your request:

  • * your complete name (first, middle and last name)

  • * street address including city state and zip code



* account number(s) (of the product or service of which you'd like your pick-out


Directions to apply)

* telephone number ( in case that it's appropriate)



Should you together have an account with a different person, an Opt-out directive from you or the other account holder processed and will probably be accepted in connection with the account established in your instructions. However, a different opt-out instruction has to be received for every single account that you maintain with us for which you don't need information to be shared by us.




    (After printing, cut along perforated line, complete and mail to the address provided above)


    Opt-Out Form- Loans that are Cashline


    Assess the following

    I do not want you to share my nonpublic personal information with non-affiliated third parties outside of exceptions.




I do not want your own affiliate to promote their services or products to me based on info which you share with them.



Complete the following so that we may properly identify your account



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